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NEW YORK ( — The era of near 4% mortgage rates has ended after a quick rate rise since early November. But some industry experts think that may be a good thing for the flagging housing.

(MONEY Magazine) — Just when it looked as if mortgage rates couldn’t fall any further, they did. Rates on 30-year fixed-rate mortgages (excluding jumbos) hit an average of 4.3% in September, the.

buy Investors in mortgage. fixed-rate loan– most borrowers who could refi higher interest loans have already done so. And with rates set to top 5% this year, the number of borrowers who would.

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